KABIRU, Agboola, Olatoye. Auditing Bias in AI and Machine Learning-Based Credit Algorithms: A Data Science Perspective on Fairness and Ethics in FinTech. International Journal of Technology, Management and Humanities, [S. l.], v. 11, n. 02, p. 1–11, 2025. DOI: 10.21590/ijtmh.11.02.10. Disponível em: https://ijtmh.com/index.php/ijtmh/article/view/139. Acesso em: 10 apr. 2026.