An Integrated Cloud-Based Financial Wellness Platform for Workplace Benefits and Retirement Management

Abstract

MyVoya is a financial wellness platform founded on next-generation data management platforms, API-based architecture, and Microsoft Azure cloud infrastructure. Real-time data processing, security compliance, and integrated financial data sources are enabled by Azure's worldwide data center. MyVoya relies on sophisticated behavior analytics and predictive models to deliver personalized recommendations for finances, employing the strengths of Azure in artificial intelligence, machine learning, blockchain, and IoT. The site provides a holistic picture of financial well-being through modular integration of health information, retirement savings, workplace benefits, and individual finances. Sophisticated analytics tools examine aggregated information to create personalized nudges and actionable insights that help users make decisions regarding retirement savings, health plan choice, and benefit optimization. MyVoya provides a seamless, secure, and personalized user experience through online and mobile channels. It encourages financial self-assurance, increased savings, and maximum benefit utilization by enabling continuous adjustment to users' evolving financial circumstances and life experiences.